Critical Illness
Critical illness cover is an insurance policy that helps protect you if you become critically ill during the policy term and should that happen, it can help minimise the financial impact on you and your family.
It could pay out a tax-free cash lump sum that you can use however you like – whether that’s to cover health-related costs like private treatment, monthly expenses, lost income or child care costs while you get better.
Level Cover
The amount of the cover you have selected at start of policy will remain at the same level throughout the chosen term. You will pay the same premiums during the policy term.
Decreasing Cover
The amount of cover you have selected decreases each month over the policy term with the line of the outstanding balance of a repayment mortgage or loan. The Premiums you pay stay the same throughout the term.
Increasing Cover
You can choose for your cover to increase each year in line with inflation and/or changing circumstances (e.g. marriage, birth etc.). Your Premium will increase each year to pay for the increased cover.
MProtect is a trading name of Katarina Herman who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. Our mortgage advice fee is £350.
The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Trading address – MProtect, 11 Moylena Meadow, Antrim, BT41 4AF